Request a Payoff

There are two types of requests you may make from us: (1) Full Payoff - If you have a scheduled closing or desire to pay your account in full, Coastal Association Law Group, P.L. will provide a full payoff as of the date you indicate payment will be received by us. (2) Estoppel Certificate – If you do not have a scheduled closing but want to know what is owed on the account, we will provide an estoppel certificate in accordance with Florida law which will indicate only what is owed to the association as of the date the certificate is issued. You may be required to pay in advance for the estoppel certificate. In order to process your request, you will need to provide us with a written request, and, if the requesting party is not the owner or the mortgagee, a signed third party authorization form. We will respond to written requests via two methods:

Please click here and fill out our electronic payoff request form. This form will be automatically sent to an association account specialist; OR
Please click here to print out a payoff request form. Fax the completed form to us at (850) 466-3258 or scan and e-mail it to Info@coastalalg.com.

NOTE: If you are not the person named on the title of the property, please click here to print out a third party authorization form. The title holder or mortgagee MUST complete and sign the form authorizing us to release the requested information to you. The signed form may be provided to us by fax at (850) 466-3258 or by e-mail at Info@coastalalg.com. Please be aware that this office WILL NOT begin to process requests for third parties without this form. [If you are a closing agent, realtor or other agent of an owner or mortgagee and already have a third party authorization form in your file, please fax or e-mail it instead for our approval.]

All properly submitted requests will be processed no later than 15 days after receipt by us (along with the third party authorization, if applicable) as required by law. Therefore, if you have a scheduled closing or other deadline, please submit your request to us as far in advance as possible. We will do our best to respond to you in a timely manner.

Please be aware that NO payoffs or estoppel certificates will be calculated with application of the formulas provided in Sections 718.116 or 720.3085, Florida Statutes, for the benefit of first mortgagees until such time as a certificate of title has actually been issued by the court and a determination made that the first mortgagee has complied with the requirements of the applicable section. If you desire a full payoff or estoppel certificate in compliance with one of these statutes, it is your responsibility to make sure that your request is not submitted to us prematurely.

Due to the large volume of requests we receive on a daily basis, we appreciate your patience as we process your request and will do our best to fulfill your request as quickly as possible.

Should you need assistance, please call our office at (850) 466-3255 [then press 1] between the hours of 9 a.m. to 4 p.m. Monday through Thursday and 9 a.m. to 2 p.m. on Friday.

IN THE EVENT THIS LAW FIRM MAY BE DEEMED A DEBT COLLECTOR UNDER THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT (FDCPA), PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION PROVIDED WILL BE USED FOR THAT PURPOSE.

Association Advocate News

Association Advocate News

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All Florida community associations need a disaster plan. With hurricane season soon approaching, now is the time to develop or update your association’s disaster plan. Consult the Division of Florida Condominiums, Timeshares, and Mobile Homes’ excellent publication entitled “Preparing For A Disaster“ for useful information in developing or updating your association’s disaster plan.

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